Personal Banking
Card
Visa Credit Card
PPCBank Visa Credit Card allows you to enjoy life’s pleasures with your spending!
PPCBank Visa Credit Contactless Card is an electronic card loaded with the latest technology. It makes transactions more flexible for your spending needs, enabling cash withdrawals worldwide from any ATM and payments via POS terminals. You can access online payments easier and enjoy a wide range of benefits and discounts from our merchants and other promotions wherever Visa is accepted.
Benefit
- Get cash back rewards on all purchases
- Receive free instant notifications for every transaction anywhere in the world
- Tap and pay in seconds
- Can be used domestically and internationally wherever Visa is accepted
- Easy to manage on PPCBank Mobile App, including card activation, card block, transaction management and more
- Enjoy discount offers and promotions from merchant partners
- Enjoy annual fee waiver (T&Cs apply)
Type of PPCBank Visa Credit Cards
- Personal Classic: limit up to USD 3,000
- Personal Gold: limit up to USD 50,000
Standard Fees & Charges
| Description | Credit Classic | Credit Gold |
|---|---|---|
| Issuing Fee | Free | |
| Annual Fee (Principal) | USD 15 | USD 30 |
| Annual Fee (Supplement) | USD 10 | USD 15 |
| Card Replacement (Lost/ Damage/ Others) | USD 10 | |
| Revoling interest rate (Purchase) | 1.5% per month | |
| Cash Advance Interest rate | 1.7% per month | |
| Cash withdraw at local bank ATMs | Min USD 5 or 2% of amount withdraw | |
| Late Payment Fee | Min USD 10 or 5% of Minimum Monthly Repayment | |
| Cash withdraw at PPCBank ATMs | Min USD 5 or 2% of amount withdraw per transaction | |
| Cash withdraw at oversea bank ATMs | Min USD 5 per transaction or 2% of amount withdrawn | |
| Balance inquiry, transaction decline on insufficient fund at other bank ATMs | USD 0.50 per transaction | |
| Card Renewal (expired) | Free | |
| Re-issue PIN (reset) | Free | |
| Foreign currency conversion fee (markup rate) | 2% | |
Requirements
| Description | Secured | Unsecured |
|---|---|---|
| Must be at least 18 years old to be a principle cardholder and at least 16 years old to be a supplementary cardholder | ☑ | ☑ |
| Credit Card Application Form | ☑ | ☑ |
| Credit Consent Letter | ☑ | ☑ |
| CBC Report | ☑ | ☑ |
| Consolidate Customer Information (CCI) | ☑ | ☑ |
| Valid ID or passport with Cambodian visa valid for at least a further 3 months | ☑ | ☑ |
| Collateral to secure the card or have a personal savings or current account with PPCBank | ☑ | |
| Length of work in current company up to 6 months | ☑ | |
| Have regular income or salary at least $500 or above | ☑ | |
| Employment certificate or contract | ☑ | |
| Have a regular monthly salary of at least USD 500/month | ☑ | |
| Have a current or savings account for settle credit card bill (personal or joints ) | ☑ | ☑ |
Card Security
With PPCBank it is easy to make sure your card is secure. Always keep your card in a secure place but if an issue does occur or you suspect your card has been lost or stolen, please notify PPCBank immediately by calling 0963 909 909 / 023 909 909 or reach out through our live chat feature on the PPCBank website.
After receiving the card:
- Please sign the signature panel on the back of the card
- You can active your new card on PPCBank Mobile App or ATM Machine
- Keep your card in a secure place
PIN Usage
- Please memorize your PIN, do not write it down
- Do not let anyone use your card and do not disclose your PIN to anyone
- Please change your original PIN to one of your choices at any PPCBank ATM
- Make sure your PIN is protected from being viewed when using an ATM
- Please do not share card information, including full card number, expiry date, and security code (CVV2) to anyone