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Digital banking is the future for daily transactions.

With PPCBank a member of Cambodia’s Bakong Payment System, clients can conduct money transfers (send and receive) via the Bakong mobile app for free. Bakong has been created by the National Bank of Cambodia. Its creation means seamless transactions between different banks, with clients also able to make QR payments at merchants free of charge.

Learn how to use the Bakong App with your PPCBank account in the sections below.


Create a Bakong Account

Download the Bakong Mobile App from your app store and play store
  • Select your language and choose ‘PPCBank’ as your preferred bank
  • Input and verify your phone number
  • Take a photo of yourself and of your ID card
  • Complete your user profile and choose your account name
  • Save your QR recovery key
  • Create your PIN code to log in

Transfer from PPCBank App to Bakong Wallet

  • Launch PPCBank Mobile App, then tap ‘Transfer’
  • Select ‘Bakong Transfer’ – then choose ID account or phone number
  • Choose currency (KHR or USD)
  • Enter amount and confirm transaction with your PPCBank Mobile PIN
  • Checkout the “how to” video here: https://www.youtube.com/watch?v=A7X_H901yAs

Transfer to another bank account

  • Launch Bakong Mobile App
  • Tap ‘Deposit’ and select receiver’s phone number or account number
  • Or to deposit, simply tap ‘Deposit’, select the bank and fill in the account number
  • Enter “Amount”
  • ‘Confirm’ all the information is correct, then click ‘Done’
  • Checkout the “how to” video here: https://www.youtube.com/watch?v=uArmxC4cSko

Make QR payments via Bakong

  • Launch Bakong Mobile App
  • Scan QR code for payment at Bakong merchant partners
  • Enter “Amount”
  • ‘Confirm’ all the information is correct, then click ‘Done’
  • See how it’s done here: https://www.youtube.com/watch?v=RSceBdTVZqo

PPCBank Bakong Fee

TransactionAmount (KHR)Fee (KHR)Amount (USD)Fee (USD)
PPCBank Wallet to PPCBank WalletAny AmountFreeAny AmountFree
PPCBank Wallet to Other Bank WalletAny AmountFreeAny AmountFree
PPCBank Wallet to PPCBank Bank AccountAny AmountFreeAny AmountFree
PPCBank Wallet to Other Bank AccountAny AmountFreeAny AmountFree
PPCBank Account to PPCBank Wallet
PPCBank Account to Other Bank Wallet
≤ 400,000 KHRFree≤ $100Free
≤ 2,000,000 KHR2,000 KHR≤ $500$0.50
≤ 6,000,000 KHR4,000 KHR≤ $1,500$1.00
≤ 10,000,000 KHR6,000 KHR≤ $2,500$1.50
≤ 20,000,000 KHR8,000 KHR≤ $5,000$2.00
≤ 40,000,000 KHR10,000 KHR≤ $10,000$2.50
PPCBank Account to Local Bank Account≤ 400,000 KHRFree≤ $100Free
≤ 2,000,000 KHR2,000 KHR≤ $500$0.50
≤ 6,000,000 KHR4,000 KHR≤ $1,500$1.00
≤ 10,000,000 KHR6,000 KHR≤ $2,500$1.50
≤ 20,000,000 KHR8,000 KHR≤ $5,000$2.00
≤ 40,000,000 KHR10,000 KHR≤ $10,000$2.50
≤ 100,000,000 KHR12,000 KHR≤ $25,000$3.00
≤ 200,000,000 KHR15,000 KHR≤ $50,000$3.75

* Note: there is no daily limit and fee charge on inward transaction/transfer from other bank, wallet and/or account.
* Full fund transfer via online banking is allowed up to USD 10,000 and/or 40 million KHR per transaction.