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Personal Banking Loan Loan Against Deposit

PPCBank now offers a smart loan-against-deposit for those who need emergency cash. You can apply for a loan instantly on PPCBank Mobile App without losing any accrued interest. Loans can be approved for up to 95% of the deposit amount.


    • 1

      No fees

    • 2

      Convenient loan application

  • 3

    No penalties for early loan repayment

  • 4

    3% interest per annum on deposit amount when opening account at a branch, and 2% p.awhen opening account via PPCBank Mobile App

  • 5

    Loan terms based on the maturity date of Fixed Deposit

  • 6

    Loan amount of up to 95% of the deposit amount


– Personal

  • National ID Card or Valid Passport

– Business

  • Certificate of Registration
  • Current Tax Patent/VAT Registration Certificate
How to get Loan Against Deposit?
  • Tap on “Login to My Account”
  • Tap “GET LOAN NOW”
  • Tap “I AGREE”, to agree with Terms and Conditions
  • Fill out your credit reporting application form, then tap “CONFIRM”
  • Enter the loan amount, select repayment type, then tap “NEXT”
  • Confirm your information by tapping “YES”
  • Name your account, then “CONFIRM”
  • Enter your mobile login pass code or use biometric authentication to confirm your loan request

For more information

Please visit your nearest PPCBank branch, chat with us here or call our hotline 096 3 909 909 / 023 909 909 available 24/7 for you.