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REAL-TIME FUND TRANSFER

What is RFT? 

Real-Time Fund Transfer (RFT) is part of Retail Pay System, a project by the National Bank of Cambodia. RFT allows a real-time fund transfers between customers of financial institutes that are the participating members.

 

Members of Real-Time Fund Transfer include: 

  1. Prasac  
  2. Cambodia Post Bank
  3. Canadia Bank
  4. Kookmin Bank
  5. PPCBank 
  6. Shinhan Bank
  7. ACLEDA Bank
  8. LOLC
  9. Vattanac Bank

Real-Time Fund Transfer Service:

  • Account Based Fund Transfer: Send money (real-time) from PPCBank accounts to accounts at participating financial institutes.
  • Phone Number Based Fund Transfer: Send money (real-time) from PPCBank accounts using phone number to allow withdrawal at all participating financial institutes.
  • Phone Number Based Fund Withdrawal: Withdraw money for customers who receive Phone Number Based Fund Transfer from all participating financial institutes.

Fees for Real-Time Fund Transfer Service: Fee will be charged from the senders as follows.

  • For transfers in KHR:
Amounts (KHR) Fee (KHR)
0 – 4,000,000 3,000
< 4,000,000 – 20,000,000 6,000
< 20,000,000 – 40,000,000 9,000
< 40,000,000 – 100,000,000 12,000
< 100,000,000 – 200,000,000 15,000

 

  • For transfers in USD:
Amounts (USD) Fee (USD)
0 – 1,000 0.76
< 1,000 – 5,000 1.51
< 5,000 – 10,000 2.31
< 10,000 – 25,000 3.06
< 25,000 – 50,000 3.81

 

One-Time Transfer Limit:

  • Account Based Fund Transfer: 200 million KHR or 50,000 USD.
  • Phone Number Based Fund Transfer: 4 million KHR or 1,000 USD.

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