ATM

Type	Fee
Card issuing	Free ( deposit ≥ $1,000)
Transactions	Free
Card replacement	USD 2.00

Deposits

1. Savings Deposits (Minimum Opening Balance=USD 5.00)

Terms	Interest Rates
	USD	KHR
1 year	0.80% p.a	1.25% p.a

2. Installment Deposits (Minimum Opening Balance=USD 10.00)

Terms	Interest Rates
6 months	3.00% p.a
12 months	4.50% p.a
24 months	5.00% p.a
36 months	5.50% p.a

3. Premier Installment Deposits (Minimum Opening Balance=USD 500.00)

Terms	Interest Rates
6 months	3.70% p.a
12 months	5.00% p.a
24 months	5.50% p.a
36 months	6.00% p.a

4. Fixed Deposit

Product Name	USD	KHR
3 months	2.70% p.a	3.25% p.a
6 months	3.70% p.a	4.25% p.a
12 months	5.00% p.a	5.50% p.a
18 months	5.25% p.a	5.75% p.a
24 months	5.50% p.a	6.00% p.a
36 months	6.00% p.a	-
48 months	6.25% p.a	-
60 months	6.50% p.a	-

5. Fixed Deposit with Monthly Interest Payment

Product Name	USD	KHR
3 months	2.40% p.a	3.00% p.a
6 months	3.50% p.a	4.00% p.a
12 months	4.75% p.a	5.00% p.a
18 months	5.00% p.a	5.30% p.a
24 months	5.25% p.a	5.60% p.a
36 months	5.50% p.a	-
48 months	5.75% p.a	-
60 months	6.00% p.a	-

Business Loan

Large Loan

Loan Amount	From USD 500,000 to 10% Net worth
Interest Rate	To be 9%p.a to 10%p.a
Processing Fee	1% of loan amount
Loan Period	Up to 48 Months
Loan repayment	Bullet pay 1% plus interest / Installment
Collateral	Land and building

Medium Loan

Loan Amount	More than USD 50,000 to Under USD 500,000
Interest Rate	To be 10%p.a to 12%p.a
Processing Fee	1% of loan amount
Loan Period	Up to 48 Months
Loan repayment	3 repayment
Collateral	Land and building

Small Loan

Loan Amount	From USD 10,000 to USD 50,000
Interest Rate	To be 13%p.a to 15%p.a
Processing Fee	1% of loan amount
Loan Period	Up to 72 Months
Loan repayment	3 repayment
Collateral	Land and building

Micro Loan

Loan Amount	More than USD 2,000 to Under USD 10,000
Interest Rate	To be 15%p.a to 18%p.a
Processing Fee	1% of loan amount
Loan Period	Up to 36 Months
Loan repayment	Installment
Collateral	Land and building

Housing Loan

Loan Amount	Up to USD 150,000
Loan Approved	Up to 70% of house value
Deposit	To be 30% of house value
Interest Rate	To be 11%p.a for soft title deed and 10%p.a for hard title deed
Processing Fee	1% of loan amount
Loan Period	UP to 15 years
Loan repayment	Amortization/Installment
Collateral	Land and building

Car Loan

Loan Amount	Up to USD 200,000
Loan Approved	Up to 70%
Deposit	To be 40% to 50% of car value
Interest Rate	To be 9%p.a
Processing Fee	1% of loan amount
Loan Period	UP to 60 Months
Loan repayment	Amortization/Installment
Collateral	Car or Land and building

Motor Loan

Loan Amount	Up to USD 2,000
Loan Approved	Up to 70%
Deposit	To be 30%
Interest Rate	To be 18%p.a
Processing Fee	1% of loan amount
Loan Period	UP to 36 months
Loan repayment	Amortization/Installment
Collateral	Moto or Land and building