Rates & Fee Charges
Effective January 25,2019
ATM
Type |
Fee |
Card issuing |
Free ( deposit ≥ $1,000) |
Transactions |
Free |
Card replacement |
USD 2.00 |
Deposits
1. Savings Deposits (Minimum Opening Balance=USD 5.00)
Terms |
Interest Rates |
USD |
KHR |
1 year |
0.80% p.a |
1.25% p.a |
2. Installment Deposits (Minimum Opening Balance=USD 10.00)
Terms |
Interest Rates |
6 months |
3.00% p.a |
12 months |
4.50% p.a |
24 months |
5.00% p.a |
36 months |
5.50% p.a |
3. Premier Installment Deposits (Minimum Opening Balance=USD 500.00)
Terms |
Interest Rates |
6 months |
3.70% p.a |
12 months |
5.00% p.a |
24 months |
5.50% p.a |
36 months |
6.00% p.a |
4. Fixed Deposit
Product Name |
USD |
KHR |
3 months |
2.70% p.a |
3.25% p.a |
6 months |
3.70% p.a |
4.25% p.a |
12 months |
5.00% p.a |
5.50% p.a |
18 months |
5.25% p.a |
5.75% p.a |
24 months |
5.50% p.a |
6.00% p.a |
36 months |
6.00% p.a |
- |
48 months |
6.25% p.a |
- |
60 months |
6.50% p.a |
- |
5. Fixed Deposit with Monthly Interest Payment
Product Name |
USD |
KHR |
3 months |
2.40% p.a |
3.00% p.a |
6 months |
3.50% p.a |
4.00% p.a |
12 months |
4.75% p.a |
5.00% p.a |
18 months |
5.00% p.a |
5.30% p.a |
24 months |
5.25% p.a |
5.60% p.a |
36 months |
5.50% p.a |
- |
48 months |
5.75% p.a |
- |
60 months |
6.00% p.a |
- |
Business Loan
Large Loan
Loan Amount |
From USD 500,000 to 10% Net worth |
Interest Rate |
To be 9%p.a to 10%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
Up to 48 Months |
Loan repayment |
Bullet pay 1% plus interest / Installment |
Collateral |
Land and building |
Medium Loan
Loan Amount |
More than USD 50,000 to Under USD 500,000 |
Interest Rate |
To be 10%p.a to 12%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
Up to 48 Months |
Loan repayment |
3 repayment |
Collateral |
Land and building |
Small Loan
Loan Amount |
From USD 10,000 to USD 50,000 |
Interest Rate |
To be 13%p.a to 15%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
Up to 72 Months |
Loan repayment |
3 repayment |
Collateral |
Land and building |
Micro Loan
Loan Amount |
More than USD 2,000 to Under USD 10,000 |
Interest Rate |
To be 15%p.a to 18%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
Up to 36 Months |
Loan repayment |
Installment |
Collateral |
Land and building |
Housing Loan
Loan Amount |
Up to USD 150,000 |
Loan Approved |
Up to 70% of house value |
Deposit |
To be 30% of house value |
Interest Rate |
To be 11%p.a for soft title deed and 10%p.a for hard title deed |
Processing Fee |
1% of loan amount |
Loan Period |
UP to 15 years |
Loan repayment |
Amortization/Installment |
Collateral |
Land and building |
Car Loan
Loan Amount |
Up to USD 200,000 |
Loan Approved |
Up to 70% |
Deposit |
To be 40% to 50% of car value |
Interest Rate |
To be 9%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
UP to 60 Months |
Loan repayment |
Amortization/Installment |
Collateral |
Car or Land and building |
Motor Loan
Loan Amount |
Up to USD 2,000 |
Loan Approved |
Up to 70% |
Deposit |
To be 30% |
Interest Rate |
To be 18%p.a |
Processing Fee |
1% of loan amount |
Loan Period |
UP to 36 months |
Loan repayment |
Amortization/Installment |
Collateral |
Moto or Land and building |