Senior Officer, Credit Screen (Commercial Loan Analysis)

To review the loan purpose of the clients to make sure it is correctly by follow loan request summit by branch/Department

To review finance statement and other income document to identify Potential risk in order making decision.

To review existing loan portfolio to assess risk level and make recommendation for adjustment to portfolio base on change in the market condition.

Collecting and consolidate all data from internal property evaluation and external property evaluation to minimize the risk of the Bank.

Provided information about loan term and condition to Manager/Loan officer/Chief loan /BM and other stakeholder involved in the loan process

In case loan suspicious, we shall be conducted site visit business and collateral

To set loan amount for clients to be risk protection after reviewed client information

In case loan has limited over 500K after reviewed shall be prepared client’s documents for credit committee meeting

To be clear credit score by follow credit policy

Helping to enhance the quality of credit applications to bank get high income and low risk

Making recommendations about procedural/policy changes in case clients want to change any condition that branch cannot decide, so we can guide to branch

To prepare monthly report sub top manager

University degree in Finance and Banking or equivalent professional qualifications

Minimum 2 years of work experience in related field with financial institutes (Priority)

Professional proficiency in Khmer and English other foreign languages is a plus.

Ability to create innovating solutions to challenges and opportunities

Excellent negotiation, persuasion, team working and partnership working skills

Excellent verbal and written communication skills

Strong knowledge of Cambodian banking system and regulations

Good knowledge of customer service and customer retention strategies Experience with POS services

Excellent command of Khmer and English