Digital banking is the future for daily transactions.
With PPCBank a member of Cambodia’s Bakong Payment System, clients can conduct money transfers (send and receive) via the Bakong mobile app for free. Bakong has been created by the National Bank of Cambodia. Its creation means seamless transactions between different banks, with clients also able to make QR payments at merchants free of charge.
Learn how to use the Bakong App with your PPCBank account in the sections below.
Create a Bakong Account
Download the Bakong Mobile App from your app store and play store- Select your language and choose ‘PPCBank’ as your preferred bank
- Input and verify your phone number
- Take a photo of yourself and of your ID card
- Complete your user profile and choose your account name
- Save your QR recovery key
- Create your PIN code to log in
Transfer from PPCBank App to Bakong Wallet
- Launch PPCBank Mobile App, then tap ‘Transfer’
- Select ‘Bakong Transfer’ – then choose ID account or phone number
- Choose currency (KHR or USD)
- Enter amount and confirm transaction with your PPCBank Mobile PIN
- Checkout the “how to” video here: https://www.youtube.com/watch?v=A7X_H901yAs
Transfer to another bank account
- Launch Bakong Mobile App
- Tap ‘Deposit’ and select receiver’s phone number or account number
- Or to deposit, simply tap ‘Deposit’, select the bank and fill in the account number
- Enter “Amount”
- ‘Confirm’ all the information is correct, then click ‘Done’
- Checkout the “how to” video here: https://www.youtube.com/watch?v=uArmxC4cSko
Make QR payments via Bakong
- Launch Bakong Mobile App
- Scan QR code for payment at Bakong merchant partners
- Enter “Amount”
- ‘Confirm’ all the information is correct, then click ‘Done’
- See how it’s done here: https://www.youtube.com/watch?v=RSceBdTVZqo
PPCBank Bakong Fee
| Transaction | Amount (KHR) | Fee (KHR) | Amount (USD) | Fee (USD) |
|---|---|---|---|---|
| PPCBank Wallet to PPCBank Wallet | Any Amount | Free | Any Amount | Free |
| PPCBank Wallet to Other Bank Wallet | Any Amount | Free | Any Amount | Free |
| PPCBank Wallet to PPCBank Bank Account | Any Amount | Free | Any Amount | Free |
| PPCBank Wallet to Other Bank Account | Any Amount | Free | Any Amount | Free |
| PPCBank Account to PPCBank Wallet PPCBank Account to Other Bank Wallet | ≤ 400,000 KHR | Free | ≤ $100 | Free |
| ≤ 2,000,000 KHR | 2,000 KHR | ≤ $500 | $0.50 | |
| ≤ 6,000,000 KHR | 4,000 KHR | ≤ $1,500 | $1.00 | |
| ≤ 10,000,000 KHR | 6,000 KHR | ≤ $2,500 | $1.50 | |
| ≤ 20,000,000 KHR | 8,000 KHR | ≤ $5,000 | $2.00 | |
| ≤ 40,000,000 KHR | 10,000 KHR | ≤ $10,000 | $2.50 | |
| PPCBank Account to Local Bank Account | ≤ 400,000 KHR | Free | ≤ $100 | Free |
| ≤ 2,000,000 KHR | 2,000 KHR | ≤ $500 | $0.50 | |
| ≤ 6,000,000 KHR | 4,000 KHR | ≤ $1,500 | $1.00 | |
| ≤ 10,000,000 KHR | 6,000 KHR | ≤ $2,500 | $1.50 | |
| ≤ 20,000,000 KHR | 8,000 KHR | ≤ $5,000 | $2.00 | |
| ≤ 40,000,000 KHR | 10,000 KHR | ≤ $10,000 | $2.50 | |
| ≤ 100,000,000 KHR | 12,000 KHR | ≤ $25,000 | $3.00 | |
| ≤ 200,000,000 KHR | 15,000 KHR | ≤ $50,000 | $3.75 |
* Note: there is no daily limit and fee charge on inward transaction/transfer from other bank, wallet and/or account.
* Full fund transfer via online banking is allowed up to USD 10,000 and/or 40 million KHR per transaction.
* Daily limit is cumulative on all channels( online banking,counters,and/or KHQR ) upto USD 50,000.00/KHR 200 millions.