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Business Banking – SmartPay

Cambodia’s First Corporate KHQR Payment Solution

image of smartPay banner
Business Banking – SmartPay

Cambodia’s First Corporate KHQR Payment Solution

Simplify every reimbursement, approval, and transfer

All in one secure digital system

PPCBank proudly introduces smartPay, Cambodia’s first corporate payment solution designed to help businesses manage staff expenses, approvals, and KHQR business payments seamlessly – all directly from their corporate account.

Key Benefits
  1. Instant KHQR Payment

    Pay company expenses instantly via Cambodia’s popular KHQR network – fast, cashless, and secure.

  2. Real-Time Dashboard

    View all payments, approvals, and statuses in one convenient place.

  3. Full Transparency

    Every payment and receipt is tracked and auditable.

  4. Paperless Workflow

    Go fully digital – no forms, no errors, faster approvals.

  5. Seamless Setup

    Integrated with smartBiz. Create your smartPay ID and start instantly.

Before smartPay
  • Use Personal Accounts – for Business Expenses

  • Manual Reimbursements – Delays & Friction

  • No Real-Time Control – Difficult to Track Spending

  • Lack Transparency – Audit Challenges

Meet smartPay

The first digital approval and payment workflow that empowers companies to create dedicated business accounts for their staff – with every transaction fully controlled by corporate-set limits.

How it works
  1. Set up users and spending limits for employees

  2. Activate smartPay

  3. Use for company expenses with ease