Cambodia’s First Corporate KHQR Payment Solution

Cambodia’s First Corporate KHQR Payment Solution
Simplify every reimbursement, approval, and transfer
All in one secure digital system
PPCBank proudly introduces smartPay, Cambodia’s first corporate payment solution designed to help businesses manage staff expenses, approvals, and KHQR business payments seamlessly – all directly from their corporate account.
Key Benefits
Instant KHQR Payment
Pay company expenses instantly via Cambodia’s popular KHQR network – fast, cashless, and secure.
Real-Time Dashboard
View all payments, approvals, and statuses in one convenient place.
Full Transparency
Every payment and receipt is tracked and auditable.
Paperless Workflow
Go fully digital – no forms, no errors, faster approvals.
Seamless Setup
Integrated with smartBiz. Create your smartPay ID and start instantly.


Before smartPay
Use Personal Accounts – for Business Expenses
Manual Reimbursements – Delays & Friction
No Real-Time Control – Difficult to Track Spending
Lack Transparency – Audit Challenges
Meet smartPay
The first digital approval and payment workflow that empowers companies to create dedicated business accounts for their staff – with every transaction fully controlled by corporate-set limits.
How it works
Set up users and spending limits for employees
Activate smartPay
Use for company expenses with ease

