Business Banking
Card
Visa Business Gold Credit Card
Standard Fees & Charges
| Description | VISA Credit Business Card |
|---|---|
| Issuing fee | Free |
| Annual fee on principal | USD 30 |
| Card replacement (Lost/ Damage/ Others) | USD 10 |
| Card replacement (Fraud notice from Bank) | Free |
| Revoling interest rate (Purchase) | 1.5% per month |
| Late Payment Fee | Min USD 10 or 5% of Minimum Monthly Repayment |
| Cash withdrawal with oversea bank ATMs | Min USD 5 or 2% of amount withdrawn per transaction |
| Balance inquiry, transaction decline on insufficient fund at other bank ATMs | USD 0.50 per transaction |
| Card Renewal (expired) | Free |
| Re-issue PIN (reset) | Free |
| Foreign currency conversion fee (markup rate) | 2% |
Visa Business Gold Contactless Card : Limit USD 3,000 to USD 50,000
Requirements
| Description | Secured | Unsecured |
|---|---|---|
| Must be at least 18 years old to be a primary cardholder | ☑ | ☑ |
| Length of current business up to 6 months | ☑ | ☑ |
| Credit Card Application Form | ☑ | ☑ |
| CBC Report | ☑ | ☑ |
| K-Score ≥ 750 in CBC Credit Report | ☑ | |
| Consolidate Customer Information (CCI) | ☑ | ☑ |
| Valid National ID or Passport | ☑ | ☑ |
| Collateral to secure the card | ☑ | |
| Must provide the bank statement for the last three months. | ☑ | |
| Certificate of Incorporation | ☑ | ☑ |
| Corporate Guarantee Letter *** state of card type, credit limit, company account name and account number for settlement | ☑ | ☑ |
| Have a company account with PPCBank for settle credit card business bill | ☑ | ☑ |
PIN Usage
- Please memorize your PIN, do not write it down
- Do not let anyone use your card and do not disclose your PIN to anyone
- Please change your original PIN to one of your choices at any PPCBank ATM
- Make sure your PIN is protected from being viewed when using an ATM
- Please do not share card information, including full card number, expiry date, and security code (CVV2) to anyone
Card Security
With PPCBank it is easy to make sure your card is secure. Always keep your card in a secure place but if an issue does occur or you suspect your card has been lost or stolen, please notify PPCBank immediately by calling 0963 909 909 / 023 909 909 or reach out through our live chat feature on the PPCBank website.
After receiving the card:
- Please sign the signature panel on the back of the card
- You can active your new card on PPCBank Mobile App or ATM Machine
- Keep your card in a secure place, if issue occurs will response by cardholder.